Intermediate Consumer Lending Processor

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

As a dedicated Consumer Lending Processor II, you will within defined guidelines and framework, close and fulfill loans on a national basis from point of application through final loan fulfillment. You will serve members by reviewing and evaluating loan files for qualification and fulfilling the loan closing process and communicate with members, dealerships, financial institutions, and other third parties to ensure all loans close, and fulfill in accordance with bank, investor, and regulatory guidelines. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Phoenix, AZ, or Tampa, FL. Relocation assistance is not available for this position. Department Hours: Monday-Friday 6:00am-10:000pm CT What you'll do: Serves members by reviewing and evaluating loan product files for qualification and fulfillment of the loan closing process. Handles calls on complex member relationships and executes high risk transactions, which may be manual and may require regulatory action. Uses established procedures to manage and execute complex decision making while prioritizing members’ needs and provides solutions to complex complaints and issues. Evaluates loan files to ensure loan meets credit criteria and, if necessary, communicate with appropriate parties to verify customer payoffs, obtain and/or update purchase orders, title applications, and dealer electronic checks. May verify documentation for funding in accordance with compliance, legal, regulatory, and investor guidelines. May assist with Lien Perfection follow-up duties; prepares appropriate documents and initiates outbound calls to members and/or third-party stake holders as necessary for lien perfection purposes. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: High School Diploma or General Equivalency Diploma 1 year of customer contact experience in a call center environment managing customer relationships and products. Knowledge of consumer loan products and services and applicable laws and regulations. What sets you apart: 1+ years recent experience in Consumer Loan Fulfillment experience at USAA or another Financial Institution 1+ years recent experience in Bank Loan Acquisition at USAA or another Financial Institution US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $ 43,680.00 - $67,720.00 USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.   Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.   The above description reflects the details