Senior Financial Crime Risk Analyst (4818)

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The Senior Quality Assurance Analyst, is responsible for independently performing complex financial crime risk reviews, quality assurance activities, effective challenge, second-level review, trend analysis, and stakeholder advisory support across TD Securities Monitoring and Investigations AML/ATF processes. The role applies advanced AML/ATF, sanctions evasion, regulatory reporting, investigation quality, and securities/capital markets knowledge to assess the quality and effectiveness of investigation outcomes, escalation decisions, control execution, documentation quality, remediation activity, and regulatory risk management, including activity involving cross-jurisdictional customers and regional considerations across Canada, Europe, and Asia Pacific. The Senior Analyst acts as a subject matter resource for complex TD Securities Monitoring and Investigations workstreams and is responsible for supporting core QA operational activities, including monthly QA sampling, QA scorecard adjustment request review, second-level review activities, delivery of initial and final QA results, monthly QA summary reporting, quality trend analysis, QA breach identification, remediation tracking, and escalation of quality concerns in line with the QA procedure and escalation protocol. The role supports governance and reporting activities, contributes to remediation and process improvement, assists in QA training and monitoring activities, and provides guidance to analysts and stakeholders to promote consistent, defensible, and risk-based outcomes. The Senior Analyst also supports the Manager and Senior Manager in preparing responses to requests for information from testing teams, Audit, regulators, or other oversight partners. Key Accountabilities Customer / Business Partner Independently perform complex QA, financial crime risk, and/or second-level review activities over TD Securities AML monitoring and investigations files. Provide effective challenge over investigation conclusions, risk assessments, escalation decisions, STR/UTR considerations, and documentation quality to ensure outcomes are evidence-based, consistent, and defensible. Assess complex TD Securities monitoring processes, including correspondent banking wire monitoring, alerts, downstreaming risks, cash letters, vostro drafts, Canadian prime brokerage, low-priced securities, third-party payments, high-risk customer activity, adverse media, and sanctions-related concerns. Evaluate whether investigations and monitoring activities appropriately consider red flags, ML/TF typologies, sanctions evasion risks, customer/product risk, transaction behaviour, and regulatory reporting obligations. Provide subject matter expertise and guidance to QA Analysts, FCRM stakeholders, and business partners on QA expectations, review standards, documentation practices, risk interpretations, and escalation requirements. Support complex issue resolution, remediation activities, quality action plans, and recurring control gap analysis. Support the Manager and Senior Manager in preparing responses to requests for information from testing teams,