Commercial Middle Market Senior Portfolio Manager

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION:   The Senior Middle Market Portfolio Manager manages a portfolio through comprehensive financial   analysis ,   forward-looking   risk assessment, and proactive monitoring of borrower performance. The role includes regular client interaction, ownership of portfolio risk outcomes, and accountability for adherence to credit policy and regulatory guidelines, w ith a focus on early identification of emerging credit issues and   portfolio level   risks .   As a senior membe r of the coverage team, the Senior Portfolio Manager partners closely with Relationship Managers and Credit Risk throughout the deal lifecycle,   including   credit structuring, pricing, risk ratings, and due diligence efforts .     Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for   always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While   operating   within the Bank's risk appetite,   achieves   results by consistently   identifying , assessing, managing, monitoring, and reporting risks of all types.     ESSENTIAL DUTIES AND RESPONSIBILITIES:   Maintain an independent,   current   and   forward-looking   view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners   Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate   Analyze historical financials and projections to ensure   accurate   risk ratings, early identification of emerging credit issues, and clear articulation of industry and company trends   Manage the underwriting,   approval   and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products (e.g., treasury management, FX, interest rate   derivatives   and commodity exposure)   Review and recommend credit decisions,   perform final risk rating analysis ,   provide interpretation of credit policy to business partners ,   and escalate   non-standard   or higher-risk requests as   appropriate .   Ensure compliance with internal credit policies, regulatory   guidelines   and documentation standards   Manage a larger, more complex portfolio that may include   higher ‑ risk , lead   bank   and   high touch   client relationships   Serve as an active member of the coverage team in collaboration with Relationship Managers and Credit Risk   Meet directly with prospects and clients as needed, leading diligence discussions   for assigned relationships and supporting escalated discussions alongside senior leadership   Provide guidance on deal structures,   pricing   and risk mitigation strategies   Create and deliver portfolio performance reports and presentations for senior management, including risk insights and recommendations   Ensure accuracy and integrity of system records   and electronic credit files, supporting data governance and regulatory readiness   Participate in   senior level   team meetings, providing input on portfolio themes, risk   trends   and process improvements   Lead or   participate   in special projects and strategic initiatives that enhance portfolio management practices and systems   Review work   product   prepared by junior team members to ensure accuracy   and   consistency   and provide coaching and feedback to Credit Analysts     #LI-JB1   SUPERVISORY RESPONSIBILITIES:   May i nclude   the direct   s upervision and direction of the day-to-day activities of junior portfolio management team members.   R esponsible for providing employees with   timely ,