Wholesale Credit Risk - In-Business Quality Assurance – Vice President

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism. Shape your Career with Citi We’re currently looking for a high caliber professional to join our team as  Vice President, Wholesale Credit Risk - In-Business Quality Assurance - Hybrid (Internal Job Title: Quality Assurance, Monitoring & Testing Lead Analyst- C13 ) based in Mumbai, India.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. What We Offer - Opportunities to grow your career locally and collaborate with colleagues across Citi's global network. A hybrid working model that balances in-office collaboration with remote flexibility. Investment in your professional development through training programmes, mentorship, and skill-building opportunities. Employee wellbeing support including medical coverage, mental health resources, parental leave, and family support programmes. Competitive retirement contributions and investment options to support your long-term financial goals. Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring for wholesale credit businesses across the enterprise. Wholesale Credit Risk (“WCR”) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of Quality Assurance Reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results enable management to identify risks associated with operational and control weaknesses, training needs, and process deficiencies. The WCR Head of In-Business QA reports results of QARs providing insight and observations on deficiency and areas of improvement, engaging management of the respective In-Business Credit Risk, Independent Risk, Banking & International Credit Review, Internal Audit and Regulators. In this role, you’re expected to: Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function covering WCR Underwriting (UW) portfolios - Institutional, Commercial and Wealth Execute High Frequency Testing across dynamic and specialized risk areas, delivering timely assurance and insights on emerging control risks Provide assurance over automated and system-driven credit risk controls, identifying control gaps and enhancement opportunities Identify opportunities to enhance the efficiency and effectiveness of control testing through innovative approaches, automation opportunities, and process improvements Provide effective and credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence weaknesses in such processes are identified and escalated as appropriate Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework Under the supervision of the QA Head and QA Portfolio Lead, support execution of the following: Consistent and objective assessments during QARs Subsequent