Senior Lead Product Manager, Personal Loans Strategy

About this role: Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day.  Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed.  The group includes Home Lending; Auto; Personal Loans, Cards, Retail and Merchant Services. Within Consumer Lending, the Personal Loans and Line team leads Personal Loans, Lines, and Flex Loans, with a focus on product innovation, pricing, and portfolio performance. This Senior Lead Product Manager role will drive product strategy and business performance through data-driven analysis, financial evaluation, and strategic planning. The individual will leverage portfolio performance insights, forecasting, lending economics, and market dynamics to identify opportunities, develop business recommendations, and influence product and portfolio decisions across a highly matrixed organization.  Learn more about the career areas and business divisions at wellsfargojobs.com.  In this role, you will: Advise experienced leadership to develop or influence business plans, business requirements, direct product design and implementation for complex business and technical needs Identify actionable insights through portfolio, product, and business performance analysis; develop business cases, conduct cost-benefit analyses, and evaluate strategic opportunities to support growth initiatives and investment decisions Perform forecasting, performance evaluations, and actual versus forecast analysis to identify key drivers, risks, opportunities, and recommendations that improve product and portfolio outcomes Oversee overall product management and strategic focus for the lending products and services Lead the strategy and resolution of complex and unique challenges requiring in-depth understanding of potential synergies, opportunities companywide Deliver solutions that are long-term, large scale, and require consideration of global market dynamics, trends, regulatory impact, and risk management Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions that are strategically focused for the personal loans product lines Articulate product vision, define scope, establish goals, and provide direction for teams to design, develop, and deliver technology and processes for updating, upgrading technologies and vendor relationships Engage with leaders, stakeholders, subject matter experts across marketing, finance, credit risk, legal, and product development Serve as an adept advisor to leadership Required Qualifications: 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 7+ years of experience in P&L management, pricing, product management, credit risk, or finance in financial services In-depth experience in lending product management with P&L responsibilities, preferably within consumer lending personal loans Knowledge and understanding of lending strategies and methodologies, and key performance drivers Strong financial and quantitative analysis skills to help maximize performance metrics linked to lending P&L Strong analytical skills, including segmenting performance, conducting funnel analytics, and deriving insights from large datasets Demonstrated ability to use data, competitive insights, and cost‑benefit analysis to drive decisions in cross‑functional, matrixed environments Experience performing forecasting, performance evaluations, and actual versus forecast analysis to identify drivers, risks, and opportunities and inform strategic recommendations Experience extracting, analyzing, and