Actuarial Analyst III - Affinity Market Group (AMG)

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description: We are excited to be expanding our presence in Québec City with a new office opening in the near future. In the interim, candidates based in Québec City are welcome to apply and may work remotely until the office becomes operational. Once the office is established, the role is expected to align with a hybrid working model based out of Québec City.   DEPARTMENT OVERVIEW The GI Pricing and Profitability team is expanding, and many new positions are now available! Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey.

OVERVIEW Multiple Senior Actuarial Analyst positions are available within the GI Pricing and Profitability team. As a Senior Analyst, you will focus on implementing pricing strategies and coaching junior actuaries to achieve business objectives. Reporting to the Actuarial Manager, the Senior Analyst is expected to demonstrate subject matter expertise, work autonomously, and play a key part in executing the team's strategic direction   RESPONSIBILITIES ·        Continuously review, update and monitor group discounts to support affinity-related pricing and business objectives ·        Review and update profit-sharing strategies to support AMG regulatory and contractual requirements ·        Perform in-depth profitability, growth, retention, and acquisition analyses to identify opportunities to optimize affinity group performance ·        Develop pricing recommendations and business cases for new affinity partnerships, and strategic growth initiatives ·        Partner with Sales, Marketing, Product, Underwriting, and AMG stakeholders to ensure pricing strategies align with partner value propositions and business objectives ·        Assess the financial impact of pricing, regulatory, contractual, and competitive market changes on affinity portfolios and recommend appropriate actions ·        Act as a subject matter expert on affinity pricing, providing insights and recommendations to senior leadership and business partners   JOB REQUIREMENTS ·        University degree in Actuarial Science or related field with minimum SOA (P, FM) and CAS exams completion ·        5+ years of related experience ·        Excellent knowledge of Excel ·        Proficiency and interest for programming, notably with SQL and R ·        Strong aptitude for team work ·        Autonomous and resilient; shows initiative and creativity in their work   PREFERRED QUALIFICATIONS ·        Prior experience with predictive modeling ·        Working toward FCIA/FCAS designation Who We Are: As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian