Director, Quantitative Risk Management – Stress Testing

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Director, Quantitative Risk Management – Stress Testing leads the design, execution, and enhancement of capital stress testing programs that support effective risk management and association-level decision-making. This role leads a high-performing team of quantitative professionals responsible for developing analytical models, assessing the impact of severely adverse scenarios aligned with USAA's unique risk profile, and providing effective challenge of assumptions, qualitative methodologies, management overlays, and stress testing results. The Director shapes risk management practices across business unit and association levels, ensuring methodologies, governance, and controls align with regulatory expectations and organizational objectives. The successful candidate brings deep expertise in stress testing, scenario design, econometric modeling, accounting, and quantitative risk management within a financial services environment. They drive continuous improvement by enhancing methodologies, strengthening review and challenge practices, automating processes, and reinforcing controls to improve efficiency, accuracy, and compliance. Leveraging advanced analytical techniques and tools such as Python, Visual Studio Code, and Tableau, this leader delivers actionable insights on key risk drivers, sensitivities, and uncertainties that inform business and risk decisions. The role requires strong stakeholder management skills, extensive governance knowledge, and the ability to lead cross-functional teams through regulatory change, ambiguity, and increasing analytical complexity. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, or Colorado Springs Relocation assistance is not available for this position.

Leads teams that utilize advanced analytics to assess future risk, opportunities, and effectiveness. Translates results into meaningful solutions to enhance decision making. Presents results to various levels of leadership and influences key decisions that have business unit or enterprise impact. Utilizes industry best practices to quantify risk and aggregate exposures. Oversees the development of complex systems and programs that measure aggregate risk exposures. May oversee model validation and model governance efforts. Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change. Oversees the production of advanced analytical material for discussions with cross functional teams to understand complex business objectives and influences solution strategies. Effectively communicates analytical results, findings and solutions to governance committees, senior leaders, regulatory bodies and the USAA Board of Directors. Interacts with internal and external stakeholders during audits, regulatory reviews and/or rating agency requests. Educates risk owners on risk management best practices and may work with other risk functions in the development and implementation of risk controls What you have: Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or related field; OR 4 years of relevant