Director, Risk Management - Life Risk

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

As a Director, Risk Management, you will lead a high-performing team responsible for identifying, measuring, monitoring, controlling, and reporting key risks across the organization. You will serve as a trusted advisor to senior leaders, providing effective challenge and oversight to ensure risks are understood and managed appropriately. Working in a highly collaborative environment, you will partner with business leaders, finance, treasury, audit, compliance, and other control functions to drive risk management initiatives, strengthen the risk and control environment, and support regulatory, audit, and rating agency engagements. The ideal candidate brings extensive experience in financial services risk management, with deep expertise in areas such as market risk, credit risk, liquidity risk, interest rate risk, asset-liability management (ALM), and balance sheet strategy. Success in this role requires strong analytical and leadership capabilities, including experience leveraging risk analytics and data-driven insights to influence business decisions. Candidates should possess advanced skills in tools such as SQL, Python, Snowflake, and Tableau, along with exceptional communication and executive presence to effectively engage with senior leadership and executive stakeholders. This leader will have a proven ability to build and mentor talented teams, navigate complex and matrixed organizations, resolve conflicts, and drive cross-functional outcomes that strengthen the organization's overall risk management framework. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.  Relocation assistance is available for this position.

Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, identification, quantification, and aggregation of key and emerging risks and/or operational risks and controls. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. Partners with key stakeholders in the business and oversees the formulation of stress test plans, identification, assessment and documentation of risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Challenges assumptions, risk assessments, and proposed risk mitigation strategies to ensure financial risks are appropriately identified, measured, and managed Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and leads teams in the identification, quantification and aggregation of risks using analytical methodologies. Reviews, communicates and recommends the development of risk policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Accountable for the development, implementation and oversight of risk management frameworks. Oversees the preparation of key reports and