Actuarial Analyst I

CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches. In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers. Reporting to the Commercial Property & Casualty (P&C) Product & Underwriting Strategy Senior Manager, the actuarial analyst will support the development and execution of business strategy to deliver premium and earnings goals and contribute to overall business objectives.

Support the design and development of new Commercial P&C products and underwriting rules as well as enhancements to existing ones to meet customer needs and achieve business objectives. Support the end-to-end management of Commercial P&C insurance products suite and underwriting strategy, monitor performance, identifying areas of opportunity, developing recommendations and driving changes to achieve business and financial objectives. Grow knowledge on Commercial P&C emerging trends/developments, regulatory requirements, industry and customer trends, and competitive landscape as well as knowledge of the business, related tools, procedures and techniques.  Support Commercial P&C product and underwriting strategy discussions and collaborate with multiple stakeholders in delivering day-to-day projects and initiatives. Support business cases and proposals for Commercial P&C product and underwriting strategy initiatives.  Support end‑to‑end analytical deliverables from extracting and preparing data, applying statistics and analytics, to translate data into meaningful insights. Support portfolio performance and adjust product offering and underwriting levers based on risk appetite, competitive market, and profitability. Support quantification of expected benefits and track realized outcomes for initiatives and projects. Support translation of complex analyses into clear insights and recommendations tailored to non-technical and executive audiences. Leverage market intelligence information on industry emerging trends, competitors and