Banking, Mid-Corporate Banking, Natural Resources (Energy), Full-time Analyst, Houston – US, 2027

We are seeking a highly motivated Analyst for a front-office coverage role on the Natural Resources (Energy) team in Houston. This position is an excellent opportunity for individuals looking to build a career in energy finance. The team covers a mix of public and private North American-based companies, primarily Upstream (E&P) and Midstream Oil & Gas, as well as Power, Utilities, and Clean Energy Transition sectors. The Analyst will receive a strong foundation of knowledge and training, gaining real-world experience and adding immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the dynamic energy industry.

Portfolio Management: Cover a portfolio of 10-20 clients in conjunction with deal teams comprised of Analysts, Associates, Vice Presidents, and senior Credit Officers. Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients. Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.

Development: Assist with the training and professional development of junior Analysts on the team. Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the energy sector. Risk Management: Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.

Bachelor's/University degree in Finance, Accounting or Economics, or a related field. Coursework in Energy, Oil & Gas, Petroleum Engineering or Geoscience a plus. Graduating December 2026 – June 2027 Theoretical and practical application of financial knowledge to Oil & Gas companies, and the broader Energy industry Strong analytical, quantitative, and problem-solving skills. Experience with financial modeling, financial data analysis, MS Excel and PowerPoint Excellent written and verbal communication skills. Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining Annual Salary $100,000 ------------------------------------------------------ Job Family Group: Management Development Programs ------------------------------------------------------ Job Family: Training ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Houston Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $95,000.00 - $130,000.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------