Senior Commercial Lending Solutions Consultant

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.  Skills and Competencies Strong knowledge of commercial lending workflows including loan origination, underwriting, risk rating, portfolio management, due diligence, loan documentation, and Know Your Customer and Know Your Business processes Experience in commercial banking, commercial credit, pre-sales, customer success, technical consulting, or related client-facing roles Ability to independently lead client workshops, gather business requirements, and translate client needs into high-level functional solution designs Experience supporting solution design, project scoping, implementation estimation, proposals, requests for proposal responses, and contract discussions Strong communication and presentation skills with the ability to influence executive-level stakeholders and articulate complex concepts clearly Experience with commercial lending, loan origination, or credit risk technology platforms preferred; familiarity with reporting tools, database technologies, and banking system architectures is a plus Highly organized, detail-oriented, adaptable, and proactive with a continuous improvement mindset Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Bachelor's degree or equivalent combination of education and relevant industry experience Fluency in English required; Spanish or French language skills preferred Responsibilities Partner with clients and internal teams to design lending solutions that support commercial banking objectives and successful customer outcomes. Establish a clear understanding of customer lending goals, operational challenges, and future business objectives Facilitate business requirements and solution design workshops to analyze loan origination and underwriting processes Lead and support solution design activities, evaluate alternatives, and present recommendations to internal and external stakeholders Create and define implementation scope, process flows, project estimates, timelines, and supporting engagement documentation Support commercial discussions regarding project scope, technical capabilities, implementation approaches, customer expectations, and contractual requirements Collaborate with clients, sales teams, and delivery teams to formalize project engagements and ensure successful handoff to implementation Develop proposals, statements of work, and responses to requests for proposal, requests for information, and other sales support activities Share industry best practices, support product improvement initiatives, and deliver internal and external knowledge-sharing sessions About the Team Our Lending Advisory and Pre-Sales team partners with financial institutions to