Senior Consultant - Financial Services - Insurance and Actuarial Advisory Services

Location: New York, Chicago, Philadelphia, Charlotte, Hartford or Boston.   At EY, we’re all in to shape your future with confidence.    We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.  Join EY and help to build a better working world.

EY is a leader in serving the global financial services marketplace and the only professional services firm with a separate business unit dedicated to the financial services industry – the Financial Services Organization (FSO). Our focused model and bold ambition have put us at the center of events that continue to reshape and redefine our industry, working side by side with a range of clients from our most venerable institutions to dynamic new entrants across Banking and Capital Markets, Wealth and Asset Management, Insurance, and Real Estate, Hospitality and Construction. Our purpose is to help build a financial services industry in which financial institutions are trusted and flourish, and the global economy is healthy, growing, and secure. If you have a passion for rallying together to solve complex challenges, then come join our dynamic FSO team!   The opportunity Our actuarial advisers combine technical depth, business judgment and creative thinking to help clients address complex challenges and pursue growth. As a Senior Consultant, you be right at the heart of that mission, directly with clients and starting to build your personal brand as a leader in your field     Your key responsibilities

It’s all about providing the knowledge our clients need to execute strategies and resolve complex issues. We’ll look to you to play significant roles in client engagement teams in our practice, in a wide variety of projects including:

Product strategy and innovation

Model development and optimization

Actuarial transformation

Mergers and Acquisitions

Reinsurance and capital optimization

Financial and regulatory reporting

Assurance

Enterprise strategy

To qualify for the role, you must have

A bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or another related quantitative major

Approximately 3+ years of relevant life/annuity actuarial experience (consulting, carrier, or reinsurer)

Meaningful progress toward Society of Actuaries credentials (ASA or advanced ASA candidacy)

Exposure to U.S. Life, Health, and Annuity products, including prominent features, product dynamics, and key actuarial considerations

Familiarity with U.S. statutory, GAAP, and tax reporting frameworks, and awareness of emerging regulatory developments (such as VM-22, Bermuda EBS, LDTI, IFRS 17)

Working knowledge of at least one core life actuarial discipline (e.g., actuarial transformation and modeling, reinsurance and strategy, capital solutions, profitability management, financial reporting, actuarial audit, regulatory advisory, or business transformation)

Familiar with at least one prominent actuarial modeling software platforms, including but not limited to: Moodys GGY AXIS, FIS Prophet, Milliman ALFA/Integrate, Aon Benfield PathWise, Slope, PolySystems, among others.

Strong writing, presentation, conceptual, analytical, project management, and interpersonal skills

A proven ability to manage time while working on multiple, often shifting, projects, and the confidence to work both collaboratively and independently under pressure

Willingness and ability to travel to meet client needs

Ideally, you’ll also have

Familiarity with actuarial model development activities, including solution design, translation of business requirements, model staging, data preparation and automation, assumption management, and model change / testing lifecycle

Experience with reinsurance concepts, capital solutions, and profitability management considerations

Experience with actuarial audit approaches, and quality review processes

Exposure to business transformation concepts,