Financial Analyst, Surety

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us. Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model Possibility to purchase up to 5 extra days off per year Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life) Salary range (but not limited to): 64,100 - 78,300 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 7.5% As part of our commitment to Win As A Team , we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

A Surety career is an opportunity to define Intact’s Specialty Solutions offering and expand our business beyond $20 billion of total annual premiums. Leverage your insurance or financial background and strong people skills as you grow your career and solve the exciting challenges that each day brings in managing complex risks. Be part of a team whose size and sophistication help separate us from the competition in the space and contributes to our growing leadership in the Specialty Solutions market both in Canada and globally. We’re looking for a Financial Analyst (Underwriter I) to join our growing Contract Surety team! As a Financial Analyst you will analyze and assess the financial and operational risks of contractors seeking surety bonds for projects. You will evaluate a contractor's capital, capacity, and character to determine the feasibility of extending surety credit. The position involves managing a portfolio of accounts, cultivating broker relationships, and ensuring profitable underwriting decisions in accordance with company policies. The successful candidate will demonstrate financial acumen and excellent rapport building skills by building and maintaining positive relationships with clients and insurance brokers.   What you’ll do here: Manage a diverse portfolio of contract surety accounts Analyse and secure underwriting data, perform financial analysis and apply critical thinking on underwriting decisions and client relationship issues Assess risk and appropriately recommend approval of new and renewing contract surety facilities Build partnerships with brokers and clients, delivering surety solutions at the account level in a professional and responsive manner Develop broker relationships and marketing strategies to further new business development opportunities Prioritize workflow to maximize productivity and meet deadlines Assist in the preparation and submission of special acceptances to reinsurers Maintain quality control and profitable growth Maintain a strong knowledge of