Sr. Real Estate Risk Analyst

Together we fight for everyone’s opportunity for a better financial future. We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future.  We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action.  We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now Get to Know the Opportunity: The successful candidate will support the risk management, performance monitoring, valuation, reporting, and data analytics functions for a $15B+ institutional commercial real estate debt portfolio across multiple property types, geographies, borrowers, and capital sources. This role will focus on portfolio surveillance, annual loan reviews, credit ratings, valuation analysis, stress testing, executive-level reporting, and the continued development of scalable risk analytics and automation tools supporting the Commercial Mortgage Loan (CML) platform. This role is based near our Atlanta office, with expected onsite presence on average up to 3-5 days per week to support team and business priorities. The Contributions You’ll Make: Manage and analyze credit risk, performance, and valuation trends across a $15B+ commercial real estate debt portfolio, including property-level cash flow, market conditions, sponsor strength, tenant exposure, maturity risk, borrower performance, and emerging macroeconomic or capital markets risks. Perform annual loan underwriting and credit reviews, evaluating property financial performance, valuation trends, refinancing risk, collateral quality, and key credit metrics to assess investment risk and portfolio performance. Assign, monitor, and support credit ratings, including rating migration analysis, watchlist identification, early-stage credit deterioration, and identification of portfolio trends and potential opportunities. Enhance processes for the early detection of potential problem loans through stress testing, scenario analysis, and portfolio surveillance activities. Develop, maintain, and improve portfolio dashboards, risk analytics tools, quarterly portfolio review materials, and executive-level reporting used by senior leadership. Analyze asset performance, credit trends, concentration risk, valuation changes, maturity profiles, and key risk indicators across the portfolio. Support ad hoc audit requests, portfolio analytics initiatives, and internal and external survey requests. Contribute to the ongoing enhancement of data analytics, reporting automation, and scalable portfolio management tools. Minimum Knowledge & Experience: Bachelor's degree required. 3 to 6 years of experience in commercial real estate finance, accounting, credit risk, portfolio analytics, asset management, valuation, investment analysis, or a related field. Experience analyzing accounting reports and assessing financial, operational, or investment risk. Strong analytical, written, and interpersonal skills with the ability to synthesize complex information into clear, actionable insights for senior leadership, investment committees, and portfolio review