Structured Lending Advisor II or III
Truist Financial
- Location
- Coral Gables, FL
- Work model
- On-Site
- Level
- Senior
- Posted
- 22h ago
About this role
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: The Structured Lending Advisor is a geographically (or segment) based, client-facing role, partnering directly with Wealth Advisors to recommend highly customized, complex credit strategies to meet the needs of high net worth and ultra-high net worth clients and prospects. The Structured Lending Advisor is an active member of the client relationship team, providing loan structure and credit advisory solutions while ensuring a seamless end-end experience for wealth clients and prospects. Structured Lending Advisors are responsible for achieving credit portfolio growth and meeting loan profitability goals for supported markets. Structured Lending Advisors handle the most complex wealth borrowing structures and credit facilities, targeting UHNW clients with AUM in excess of $25+MM. Borrower credit needs can be in excess of $100MM. The Structured Lending Advisor partners directly with Wealth Advisors to recommend highly customized, complex credit strategies to meet the needs of high net worth and ultra-high net worth clients and prospects. The Structured Lending Advisor is an active member of the client relationship team, providing loan structure and credit advisory solutions while ensuring a seamless end-end experience for wealth clients and prospects. Structured Lending Advisors are responsible for achieving credit portfolio growth and meeting loan profitability goals for supported markets. Essential Duties and Responsibilities Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. Facilitate the deal life cycle from deal proposal to loan closing. Serve as the first point of contact for Wealth Advisors and internal deal fulfillment partners. Escalate backlogs and issues as needed to move the transaction along the deal life cycle. Build relationships as an active and engaged member of an advisor team, focusing on delivering planning-based loan solutions to wealth clients. Structure highly customized, complex loan structures to clients and prospect within Truist’s prescribed credit risk appetite, procedures and other regulatory requirements. Credit requests have a variety of ownership structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, yacht/airplane financing, concentrated stock/highly structured securities-backed and unsecured facilities. Drive new business generation and manage credit pipeline for all new and increased loan requests Balance risk-reward expectations to meet client needs and the revenue and asset quality expectations of the bank Prepare deal sheet memorandum for business-purpose (i.e. wholesale) loan requests, identifying loan structure, financial document analysis/ overview, probability model with rate recommendation and risk mitigates. Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross-functional partners to support the timely delivery of the credit processes to market partners and clients. Have a strong understanding of industry trends, including knowledge of competitors and loan market dynamics.