Senior Analyst - Actuarial

Position Objective and Responsibilities The candidate will be a key member of the Guardian India Actuarial Team , with ongoing partnership and support to the Annuity Valuation Team. Key Responsibilities include: Valuation Calculate monthly reserves for Annuity products. Provide reserve rollforwards, projections and Source of Earnings (SOE) analysis. Modeling Develop VM-22 PBR models for fixed immediate and deferred annuities in GGY AXIS. Enhance GGY AXIS valuation models and incorporate updated PBR assumptions.

Studies Lead and review experience studies for annuity products. Design, enhance, and maintain repeatable analytical tools to improve efficiency, transparency, and controls in experience studies. Perform detailed data validation, reconciliation, and diagnostics to ensure high-quality inputs for actuarial analysis. Translate experience study results into clear insights and recommendations for stakeholders. Data Analytics & Reporting Work on the monthly, quarterly, and annual reports for business partners. Identify trends, emerging risks, and anomalies in business performance and proactively communicate findings. Drive automation and simplification of recurring reports , reducing manual effort and increasing timeliness and accuracy. Quality & Continuous Improvement Act as a technical resource . Proactively identify opportunities to improve data quality, analytical rigor, and process efficiency . Build and maintain strong, collaborative relationships with business partners Consistently demonstrate Guardian’s Core Values by acting with integrity, holding high professional standards, and delivering long-term business value. Skills, Knowledge, and Behaviors Advanced proficiency in MS Excel , including complex formulas, controls, and model design. Strong hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python, Strong understanding of life insurance and annuity products , experience analysis, and assumption development. Excellent analytical, problem-solving, and critical-thinking skills with the ability to interpret complex results. Ability to clearly communicate technical concepts to non-technical stakeholders. Proven capability to manage priorities . Demonstrated mindset of continuous improvement, automation, and efficiency gains . High level of professionalism, accountability, and alignment with organizational values.

2-3 years of progressive experience in actuarial roles, preferably within life insurance. 4+ actuarial exams (CM1 & CS1 is preferable) Strong practical experience in GGY AXIS, Valuation, data analytics & reporting . Bachelor’s degree . Location: This position can be based in any of the following locations: Gurgaon Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday