Credit Card, Senior Business Analyst

Wells Fargo Credit Cards is on an ambitious journey to build a best-in-class organization, and Business Analysts will play a critical role in shaping that future. As part of our transformation, you'll have the opportunity to work at the intersection of strategy, product, marketing, credit, risk, technology, operations, and customer experience to solve complex business problems and lead decisions that drive growth. Our vision is to develop versatile, multi-skilled leaders who can think holistically, analyze deeply, deliver results across the business, and develop general management and P&L ownership skills. You'll gain exposure to a fast-growing organization with a challenger mindset, where new ideas, continuous learning, and professional development are actively encouraged. Join now for a unique opportunity to help shape the future of the Cards business and make a meaningful impact while building a broad foundation for long-term career growth. In this role, you will: Lead moderately complex profit and loss (P&L) initiatives related to business product and customer performance, marketing outcomes, or operational efficiency while demonstrating end-to-end ownership through ideation, design, execution, and measurement  Develop business cases that require in-depth evaluation of a variety of product variables, trade-offs, and measurable outcomes across multiple domains including marketing acquisition, credit risk, and product strategy Identify and design creative solutions to moderately complex and ambiguous business problems based on data modeling of product and customer insights using hypothesis-driven approaches Build end to end economic models and test plans to support product decisions incorporating revenue, cost, margin impacts, and marketing investment prioritization Apply understanding of product variables, features and competitor insights to inform experience design and go-to-market optimization Monitor post-launch performance and assess impacts to profit and loss, customer experience, and risk posture, recommending course corrections based on results Collaborate and consult with a variety of stakeholders across marketing acquisition, finance, analytics, risk, product delivery, technology, and operations and prepare executive-ready recommendations Provide guidance, mentorship, and support in reviewing deliverables for less experienced analysts Required Qualifications  4+ years of business analysis, strategy, product, marketing, finance, credit risk, or related analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education  Desired Qualifications Bachelor’s degree in Business, Finance, Economics, Statistics, Analytics, Mathematics, Engineering, Computer Science, or a related quantitative field. Demonstrated intellectual curiosity, adaptability, and the ability to thrive in fast-paced, ambiguous environments while managing multiple priorities. Strong analytical, business analysis, and structured problem-solving skills with the ability to translate complex business challenges into actionable recommendations. Experience analyzing credit cards, consumer lending, payments, banking, fintech, or financial services portfolios to identify trends, risks, growth opportunities, and performance drivers. Proven track record of career growth and advancement, including successful completion of rotational, analyst, or leadership development programs. Experience leveraging SQL, Python, Excel, Tableau, Power BI, or similar tools to extract, analyze, model, visualize, and communicate data-driven insights. Demonstrated ability to apply strategic thinking and data-driven decision-making to improve customer, portfolio, product, and business outcomes. Knowledge of customer acquisition, engagement, retention, portfolio management, credit risk, fraud, marketing analytics, or related cards business functions. Strong written and verbal communication