AVP - Ratings (Sub-Sovereign)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.  Skills and Competencies Strong financial statement analysis skills, with the ability to assess audited accounts, business plans and financial performance indicators for complex public sector or sub-sovereign issuers Solid understanding of accounting principles, preferably supported by an accounting or finance degree, Certified Financial Analyst qualification, accounting qualification, or relevant professional experience Experience analysing credit risk, public finance, real estate, housing associations, local governments, universities, transport, nonprofits, or other sub-sovereign sectors Strong quantitative, analytical and judgement skills, with the ability to interpret complex information and form clear, forward-looking credit views Excellent written and verbal communication skills in English, with the ability to present analysis clearly to internal committees and external stakeholders Highly organised and able to manage a portfolio of issuers independently, balancing competing priorities, deadlines and documentation requirements Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency Interest in responsible AI practices, including risk management and ethical use Education Graduate degree, in Accounting, Finance, Business, Economics, Statistics, Public Administration, or a related field Certified Financial Analyst qualification, accounting qualification, or equivalent professional experience would be advantageous Responsibilities Lead credit analysis and research for UK sub-sovereign issuers, initially focused on housing associations. Analyse audited financial statements, business plans, sector developments and other issuer-specific information to assess credit quality Monitor developments affecting assigned credits and maintain a strong understanding of relevant accounting, regulatory, economic and sector trends Present clear, well-supported and forward-looking recommendations at rating committees in line with applicable methodologies Produce high-quality research on issuers, sector trends and key credit themes affecting UK sub-sovereign entities Build and maintain effective relationships with issuers, investors, government representatives and other external stakeholders Represent Moody’s externally through meetings, investor briefings, conferences and other outreach activities Collaborate with regional and global colleagues to support consistent analytical standards and knowledge sharing Coach junior colleagues and support the delivery of analytical work, research and portfolio management activities Complete documentation, reporting and compliance-related activities accurately and in line with internal standards About the Team The Sovereign and Sub-Sovereign Risk Group is responsible for credit analysis, ratings and research across public sector and sub-sovereign issuers. The team covers a