Actuarial Associate

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as an Actuarial Associate.   As an actuary in Guardian’s Actuarial Leadership Development Program (ALDP), you will develop a thorough understanding of our products and how your job responsibilities contribute towards achieving the goals of Guardian. The program also focuses on developing versatile future leaders with cross-functional business acumen and leadership skills. You will assist in performing financial and non-financial analysis and make recommendations consistent with Guardian’s goals regarding growth and profitability. As part of ALDP, expect to rotate departments every 18 to 24 months, providing the opportunity for a breadth of experience.   You are   A self-starter who is fueled by collaboration, able to transform conceptual thinking into executable insights, who thrives in diving into business problems and using data to make decisions.   You have   Required Qualifications: Bachelor’s degree in a mathematics-based field Regularly taking actuarial exams to pursue the Actuarial Fellow designation in the Society of Actuaries A minimum of two years of prior work experience in the actuarial field Proficient in MS Excel as well as experience in using actuarial modeling / data visualization software Ability to communicate pricing analyses to technical and non-technical audiences Ability to contribute to multiple projects with multiple deliverables simultaneously Strong analytical and technical skills with the ability to synthesize sophisticated information Preferred Qualifications: Bachelor’s degree in actuarial science Actuarial Associate designation in the Society of Actuaries 3-5 years of prior work experience in the actuarial field An understanding of group pricing practices including the use of experience Prior work experience in Group Pricing, particularly Disability coverage You will Utilize internal and external data sources to better understand industry trends, clients, competitors, and the regulatory environment Complete assignments on time and according to specifications provided by your supervisor as independently as possible, recognizing situations where managerial guidance is needed Execute rate development and state rate filings that support the strategic goals set forth by the Group Finance Strategy Team Provide actuarial support for product, underwriting, finance, and distribution initiatives impacting pricing models and resulting rates Recommend and actively support the use of new and advanced techniques to modernize the pricing approach and improve accuracy Reporting Relationships   As our Actuarial Associate, you will report to our Head of Disability Pricing, who reports to our Head of Group Benefit Pricing & Analytics.   Location   Hybrid - 3 days in office located in Bethlehem, PA; Hudson Yards, NYC; Holmdel NJ, Stamford, CT; Pittsfield MA or Boston MA. 2 days WFH. Salary Range: $79,310.00 - $130,295.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.  Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our