Principal Product Manager

Shape the Future of Finance

Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.

Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.

Let's create better outcomes together!

Pagaya sits at the intersection of lenders, consumers, and institutional investors in the consumer credit ecosystem. We are seeking a Principal Product Manager to drive the next phase of our platform expansion. In this role, you will lead the end-to-end product strategy and development required to scale our white-label network across new and existing enterprise partners.

As a Principal Product Manager, you will serve as a strategic thought partner to executive leadership while maintaining hands-on execution. You will tackle complex technical challenges—from architecting seamless platform integrations and robust API developer ecosystems to scaling core underwriting engine infrastructure. This is a high-visibility, individual contributor role where your strategic vision and technical execution will directly influence Pagaya’s growth trajectory.

End-to-End Product Strategy & Development

• Define Product Vision: Drive the multi-year product strategy for Pagaya’s core lending network, aligning business growth objectives with scalable technology solutions.

• Full-Lifecycle Ownership: Own products from zero-to-one conceptualization through technical spec development, launch, and continuous post-launch optimization.

• Portfolio Scaling: Balance immediate revenue-driving partner feature requests against long-term core platform architectural investments.

Platform Integrations & API Development

• Enterprise API Strategy: Lead the product development of high-throughput, low-latency APIs and developer tooling that enable frictionless enterprise integration for banks, fintechs, and point-of-sale partners.

• Seamless Partner Onboarding: Design scalable integration frameworks that dramatically reduce partner onboarding timelines, standardize data exchange, and streamline partner configuration.

• Developer Experience & Tooling: Establish robust documentation, sandboxes, and integration tooling to ensure Pagaya's platform remains the preferred integration choice for institutional financial partners.

Core Product Development & Platform Infrastructure

• Core Engine Scalability: Partner deeply with Engineering and Data Science to enhance Pagaya’s core underwriting, decisioning, and capital allocation platforms as transaction volume scales across the business.

• Productization of AI/ML Models: Translate complex machine learning models and credit decisioning workflows into scalable, resilient product features.

• Enterprise Reliability: Ensure core systems meet rigorous performance,