Senior Counsel, Specialized Finance

CAD The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

TD Legal TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions.  Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day.  From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.  Canadian Banking Canadian Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues.  Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking.  We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.

Overview & Key Responsibilities The Senior Counsel, Specialized Finance, provides legal advice and manages legal risk relating to specialized financing segments within TD Canadian Commercial Banking. You will: Provide legal advice in the areas of personal and commercial lending, leasing and related financial services Support commercial relationships with automotive and equipment dealer networks and manufacturers Leverage specialized knowledge of consumer protection laws across Canada to assist in the development of agreements, disclosures and processes while also supporting the negotiation of complex commercial agreements with various counterparties Partner with product, technology, compliance and other risk and control functions to structure innovative solutions in a manner that balances client experience, speed-to-market, and regulatory compliance Think innovatively about product development and enhancements, services delivery and advice-giving Be adaptable to change and comfortable navigating ambiguity Guide development of product-related legal documentation, disclosures, and customer terms to ensure clarity, transparency and regulatory compliance Provide risk-calibrated legal advice that meets business objectives within risk appetite Simplify complex and novel legal problems into concepts that colleagues can understand Identify issues and provide practical insight into risks to assist colleagues in making decisions Build an understanding of colleagues' roles and accountabilities to recognize opportunities to use legal expertise to contribute to business solutions and enable business strategy Mentor and provide leadership and guidance to other legal team members on emerging product-related issues and best practices Anticipate the information needs of business partners Establish systematic approaches to legal advice and communication Deliver difficult messages without jeopardizing relationships Escalate issues as appropriate Core Accountabilities Senior