Private Credit Analyst
- Location
- Atlanta, GA
- Employment
- Full Time
- Work model
- On-Site
- Level
- Mid
- Posted
About this role
Together we fight for everyone’s opportunity for a better financial future. We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now Get to Know the Opportunity Voya Investment Management is seeking a motivated credit analyst to support its Investment Grade Private Credit team, with primary responsibility for monitoring a portfolio of investment-grade private credit investments. The analyst will also assist in evaluating new investment opportunities. The Contributions You Will Make I. Underwriting and Execution – Private Debt Transactions Analyze credit/investment characteristics of borrowing entities by reviewing offering materials, pursuing independent research & analysis, and engaging with management teams and their agents. Independently form and justify a view on transaction credit quality and assign internal ratings. Collaborate with internal legal team to evaluate and negotiate key transaction terms. Assess pricing and relative value as part of an overall investment recommendation. Prepare and present investment memoranda and other supporting materials. Present conclusions and recommendations to senior leadership and to relevant committees. Perform further due diligence through conversations with company management and on-site visits of company’s facilities, where appropriate. II. Portfolio Monitoring Monitor credit quality of a portfolio of private credit assets, including ongoing financial performance and compliance with debt covenants. Maintain communication with borrowers to maintain real time understanding of their business performance and outlook, and to foster relationships for further growth where desired. Organize and maintain records on assigned private credit portfolio, including deal files, updating Voya’s credit monitoring application, and writing periodic summaries of credit performance. Maintain internal ratings on each investment, making and documenting change recommendations in conjunction with senior staff. Review amendment and waiver requests in collaboration with internal legal team and make recommendations to senior staff. III. General Responsibilities Ad hoc requests, including assisting with client questions, portfolio management team needs, and administrative items related to the portfolio. Adhere to Voya IM and Departmental policies. Minimum Knowledge and Experience Minimum Bachelor’s degree. CFA Designation (or pursuit thereof) or equivalent preferred. Minimum of 2 years’ corporate credit experience; exposure to private or public bond markets preferred but not essential. Excellent credit skills, inclusive ability to assess the quality and expected future performance of corporate credits and infrastructure projects. Familiarity and experience with loan documents and covenant packages. Advanced understanding of Excel and strong modeling capabilities. Excellent written and oral presentation