VP-Ratings (Municipal Supported Products)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.  Skills and Competencies Typically 7+ years of demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance and/or structured finance sectors Experience in gas and electric prepayment transactions and structures that include bank support would be strongly preferred but not required Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions Cash flow modeling experience, preferably related to bond transactions Experience working directly with legal counsel, underwriters, and bankers Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.

Bachelor's degree required; Master's degree preferred, ideally with a focus in finance, real estate, economics, statistics, public policy, public finance, or law Responsibilities The Vice President on the Municipal Supported Products team is a senior analytical contributor and domain expert who delivers best-in-class credit analysis, methodology application and market engagement. Serve as a sector or domain expert responsible for delivering consistently high-quality credit analysis and maintaining rating accuracy within their area Rate and surveil a broad variety of complex debt instruments that typically have some form of credit support or enhancement, including letters of credit, gas and electric prepayment deals, cash collateralized transactions, and tender option bonds Collaborate with analysts across the department on transactions with unique structural elements, such as USDA bond anticipation notes and guarantees Typically handle high-profile or complex credits and serve as a domain-level expert for internal and external stakeholders Contribute to research development, authoring sector-leading insights and participating in cross-sector analytical work Maintain strong external relationships within their domain and represent Moody's in market-facing discussions Support methodology thinking, contribute to strategic projects, and help advance AI-enabled analytical and workflow improvements Act as day-to-day coaches for more junior and Apprentice Analysts, providing technical guidance, feedback, and support About the Team Our Public Finance Group team is responsible for delivering high-quality credit opinions and insights that support transparent and efficient markets and contribute to Moody's reputation as a trusted source