Business Manager- CreditWise

Business Manager- CreditWise Summary:   CreditWise from Capital One helps customers understand, protect, improve and get the most value out of their credit scores - for free, for everyone. The CreditWise team is a mission-driven and innovative start-up within Capital One that seeks to empower customers with delightful experiences and features to help them take control of their financial health, save money and make better decisions. Today, CreditWise supports over 69M enrolled users, and delivers more than $230M in PV for Capital One each year. Our goal is to dramatically increase this impact and the Business Manager will have a front seat in helping to drive that evolution! We are looking for an ambitious and high performing Business Manager to help us transform our business over the next several years. We are seeking a candidate with strong influence skills along with exceptional analytical rigor, and a desire to lead transformational change in a fast growing part of the business. This role will be the face of Creditwise for a large number of both internal and external partners and will require the ability to create, communicate, and balance their own agenda in collaboration with those stakeholders.  Responsibilities include owning a portion of the CreditWise Offers agenda, specifically the expansion of our external product platform offered to CreditWise users. Additionally, this individual will oversee the analytics for our affiliate marketing strategy and CreditWise user valuation model to determine the optimal marketing spend to drive value for the enterprise. This individual will have the opportunity to drive results in close partnership / co-ownership with CreditWise’s business development, product, marketing, and tech teams .  General Responsibilities:    Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands  Leadership: May manage and develop 1-2 analysts. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One  Product: Develop and implement new product and pricing strategies for various lending products; lead product level modeling/analytics  Marketing: Lead direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategies  Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis  Execution: Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently  Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability  Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management  Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business  Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results