Analyst, Credit

We believe that difference sparks brilliance, so we welcome people and ideas from everywhere to join us in stretching what’s possible. At Tapestry, being true to yourself is core to who we are. When each of us brings our individuality to our collective ambition, our creativity is unleashed. This global house of brands – Coach and Kate Spade New York – was built by unconventional entrepreneurs and unexpected solutions, so when we say we believe in dreams, we mean we believe in making them happen. We’re always on a journey to becoming our best, but you can count on this: Here, your voice is valued, your ambitions are supported, and your work is recognized. A member of the Tapestry family, we are part of a global house of brands that has unwavering optimism and is committed to being innovative and wholly inclusive. Visit Our People page to learn more about Tapestry's commitment to equity, inclusion, and diversity.  Primary Purpose: The Credit Analyst is responsible for reviewing the creditworthiness of new and existing customers and vendors to help reduce financial risk, support timely order release, and ensure compliance with established credit policies and controls. This role partners with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance to evaluate credit exposure, resolve credit holds, support collections activity, and maintain accurate credit-related reporting under the direction of the Credit Manager. The successful individual will leverage their proficiency in Credit Analysis by… Reviewing the creditworthiness of new and existing customers and vendors by analyzing financial statements, payment history, commercial credit reports, and relevant industry information. Assisting with establishing appropriate credit limits and risk mitigation measures, including prepayment terms and letters of credit for customers that do not qualify for open credit. Monitoring customer and vendor credit exposure and alerting the Credit Manager to deteriorating credit conditions or other emerging risks. Reviewing and releasing blocked sales orders daily in accordance with established credit policies and approval requirements. Partnering with Accounts Receivable, Sales, Customer Service, Logistics, Operations, and Finance to resolve routine issues affecting collections, credit decisions, and order flow. Monitoring accounts receivable aging, chargeback aging, deductions, disputes, and collection activity, and preparing recurring credit reports. Assisting the Credit Manager with credit procedures, and internal and external audit requests. Supporting SAP and other ERP system updates, testing, reporting, and credit-related process improvements, and performing journal entries on an ad hoc basis throughout the month. The accomplished individual will possess… Knowledge of financial statement analysis, commercial credit practices, collections, and Accounts receivable processes. Strong analytical and problem-solving skills, with the ability to interpret payment trends, credit exposure, aging data, and commercial credit reports. Sound judgment and the ability to escalate credit concerns appropriately while supporting business needs and customer relationships. Strong communication and interpersonal skills, with the ability to explain credit requirements clearly and professionally to internal and external partners. The ability to manage multiple priorities in a fast-paced environment while maintaining accuracy, confidentiality, and attention to detail. A collaborative approach and willingness to support credit-related process improvements and reporting needs. Proficiency with Microsoft Office Suite, particularly Excel, and comfort working with data, reports, and credit or accounts receivable systems. Self-motivation and the ability to work independently with appropriate direction from the Credit Manager. An outstanding professional will have… A bachelor’s degree in Accounting, Finance, Business Administration,