Credit & Operations Manager (Structured Finance)

Career Area: Finance Job Description: Your Work Shapes the World at Caterpillar Inc. When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other.  We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Caterpillar Financial is Caterpillar's wholly owned captive finance company, headquartered in Nashville, Tennessee . Our mission is to solve our customers’ toughest challenges. Caterpillar Mining Finance is a global   team within the Structured Finance business unit of Cat Financial and   is responsible for   facilitating   the mining equipment financing requirements of Caterpillar’s Resource Industry customers   through the use of   structured equipment finance and corporate debt facilities. Customers include global mining houses, mining services   providers   and junior/startup mining companies.    Ab o ut the Position:   Based out of the Tullamarine office in Melbourne, the Credit & Operations Manager   is responsible for   leading the credit underwriting, loan origination, portfolio   management   and operational processes that support Caterpillar   Financial's   business across Australia and the Asia Pacific region. The role plays a critical part in ensuring high-quality credit decisions, effective portfolio oversight and operational excellence while balancing customer support, business   growth   and risk management   objectives .   This position works closely with   the sales team and internal stakeholders   to   facilitate   sound credit decisions, manage portfolio performance and drive continuous improvement across operational processes.     Principle duties and Respons ibilities:   Working independently and through a team, the role will   be responsible for   managing   credit underwriting, documentation, booking,   collections   and portfolio resolution activities.   Key responsibilities include:   Managing the underwriting ,   credit   analysis   and customer risk assessments.   Leading documentation and booking of transactions.   Monitoring portfolio performance,   identifying   emerging credit risks and implementing   appropriate mitigation   strategies.   Overseeing collection and portfolio resolution activities.   Driving operational excellence through process improvement initiatives, workflow   optimisation   and strong governance practices.   Ensuring compliance with company policies, regulatory   requirements   and internal control standards.   Partnering with business development teams to support profitable growth while   maintaining   an appropriate risk   appetite.   Leading and developing a high-performing credit and operations team.   ​ Key Skills Required:   Risk Management:   Knowledge of processes,   tools   and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations.   Standard Operating Procedures:   Knowledge of established standard operating procedures (SOP); ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations   in order to   increase operational efficiency.   Accuracy and Attention to Detail:   Understanding the necessity and value of accuracy; ability to complete tasks with   high levels   of precision.   Analytical Thinking:   Knowledge of techniques and tools that promote effective analysis; ability to   determine   the root cause of organizational problems and create alternative solutions that resolve these problems.   Financial Services Applications:   Knowledge of a specific financial