Business Risk Professional
U.S. Bancorp
- Location
- Cincinnati, OH
- Work model
- On-Site
- Level
- Entry
- Posted
- 19h ago
About this role
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Location expectations This role requires working from a U.S. Bank location three (3) or more days per week. The Business Risk Professional is responsible for supporting mortgage risk and compliance activities through the detailed review of post-closing retail mortgage loans to ensure adherence to regulatory requirements and internal quality standards. This role performs comprehensive file reviews, validates Closing Disclosure (CD) information, confirms fee accuracy, and identifies potential compliance concerns within established review timelines. Working in a queue-based production environment, the Business Risk Professional manages a high volume of loan reviews while maintaining a strong focus on quality, accuracy, and timeliness. The position collaborates with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence. The ideal candidate demonstrates exceptional attention to detail, strong analytical and problem-solving abilities, and the capacity to learn and apply complex review processes. Success in this role requires adaptability, the ability to work effectively in a fast-paced production environment, sound organizational skills, and a commitment to meeting productivity and quality goals. Previous experience in mortgage operations, compliance, quality control, risk management, financial services, or other production-based environments is helpful. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense. Basic Qualifications - Bachelor's degree, or equivalent work experience - Less than one year of applicable experience Preferred Skills/Experience - Basic understanding of the business line's operations, products/services, systems, and associated risks/controls - Basic understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business - Effective oral and written communication skills - Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs - Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations -Strong attention to detail and commitment to accuracy -Ability to learn new processes, systems, and regulatory requirements quickly -Analytical thinking and problem-solving skills -Strong organizational and time management abilities -Ability to meet production goals and deadlines in a high-volume environment -Adaptability and flexibility in a changing business environment -Experience working in a production-focused, quality-driven role -Effective verbal and written communication skills -Ability to review, interpret, and apply established procedures and guidelines -Mortgage operations, compliance, quality control, risk management, or financial services experience helpful If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .
Benefits
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect