Deposits & Cash Management Analyst, US Banks, Analyst, Wealth Management

Morgan Stanley is building out an industry-leading deposits and cash management offering, that capitalizes on the acquisitions of E*TRADE and Shareworks. We are seeking a talented and motivated Analyst to join the Morgan Stanley Private Banking Group’s Deposits and Cash Management Product Management team. The team is responsible for a range of deposit products including checking and cash management products for Morgan Stanley clients across various channels. Deposit growth is an important strategic initiative. This role will specifically support the growth and maintenance of transactional deposits products, which include Bank Checking Accounts and CashPlus Brokerage Accounts as well as card products. The ideal candidate is motivated to quickly learn the product set and ensure that we meet business, firm, and regulatory expectations.  This is an opportunity to join U.S Based, entrepreneurial team, focused on innovation and growing deposits across all channels at Morgan Stanley. The Product Management team collaborates with cross functional partners including but not limited to: Treasury, Finance, Legal, Risk, Compliance, Sales, Marketing, Operations & Technology to discover, develop, build, enhance and grow deposits.  We leverage competitor data, market insights and data to design solutions that meet customer needs, align to business goals and maximize revenue for the firm.

Support day-to-day product management activities for core deposit products, including Bank Checking and CashPlus Brokerage accounts and card products. Execute recurring and annual run-the-business processes, ensuring deliverables are completed accurately and within established deadlines. Support product governance activities, including product marketing documentation reviews, risk assessments, control documentation, and management reporting. Prepare and maintain operational, and servicing reports on a daily, monthly, quarterly, and ad hoc basis. Analyze product performance, servicing activity, client trends, and operational metrics to identify issues and opportunities. Investigate data inconsistencies, operational breaks, and process exceptions; coordinate resolution with appropriate partners and escalate material issues. Manage exception-reporting processes, including tracking outstanding items, documenting resolutions, and preparing status updates for management. Translate data and analysis into clear, accurate, management-ready presentations and supporting materials. Maintain product documentation, procedures, regulatory materials, and supporting evidence for internal reviews, audits, and regulatory requests Experience Bachelor’s/Master’s degree in finance will be preferred 6 months -2 years of professional experience in Financial Services reporting or product management Banking, wealth management and/or top tier consulting firm with a focus on banking or wealth management is a plus Detail orientated, with exceptions analytical skills and a track record of delivery high quality work Demonstrated success working independently and meeting multiple deadlines Skills/Abilities Proficient in MS Excel, PowerPoint & Outlook Analytical & strategic thinker able to prepare key business data and metrics to be consumed by senior management, key stakeholders and regulators Strong communicator with solid written and verbal presentation skills Self-starter who is able to work independently on multiple tasks; efficient time management skills and attention to detail Great data visualization and power-point skills, with ability to put together cohesive, senior management-ready decks Ability to problem solve, translate business needs into specific project tasks Excellent relationship building capabilities with internal partners to build consensus and drive solutions Appreciate & encourage diversity of people, ideas & perspectives Highly motivated and comfortable in a fast-paced and evolving environment which includes ongoing