Business Manager

Business Manager Summary:    As a Business Analysis Manager at Capital One, you will apply your strategic and analytical skills to major company challenges. You'll team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.  Within Commercial Underwriting and Portfolio Management, we’re redesigning our approach to analytical Portfolio Management, and leveraging technology to do so.  As a Business Manager, you’ll engage senior executives to explore potential credit risks to the portfolio, partner with data analysts to build scenario models and analytical tools, and shape the go forward strategy to best balance the credit risk and return profile of our loans. Your role will pursue always-on portfolio management, responding to external market disruptions and macroeconomic factors, and developing analytical frameworks for evaluating how those threats would affect the portfolio, and how we can respond to mitigate that threat. General Responsibilities:    Strategic leadership: Develop business strategies that will drive growth, mitigate credit losses, and pursue profitability and competitive success for Capital One in the face of shifting customer and regulatory demands  Product: Develop and implement new analytical products for segments within the Commercial loan portfolio; lead product level modeling/analytics  Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future customer credit trends to historical behavior, creating risk frameworks, and testing hypotheses using rigorous monitoring and analysis  Execution: Manage and sequence delivery of business intent, build business requirements and execute against the product strategy. Oversee multiple projects and programs concurrently  Partnership: Work closely with colleagues across Capital One including: Product, Tech, Underwriting, Credit, and Sales to drive improvement in credit risk management and profitability  Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytics & credit risk management  Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business. Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills  Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment  Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus Basic Qualifications:    At least 3 years of professional experience performing analysis Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field) A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a