Senior Director, Compliance - Emerging Payment Products

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv. Job Title Senior Director, Compliance - Emerging Payment Products About your role: As Senior Director, Compliance - Emerging Payment Products, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

Develop and maintain compliance frameworks for digital assets, stablecoins, tokenized deposits, virtual asset activity, digital wallets, blockchain-enabled financial services, and crypto-related typologies. Provide compliance coverage for emerging markets, cross-border payment solutions, marketplace payments, embedded finance, banking-as-a-service, real-time payments, account-to-account payments, prepaid access, and alternative payment methods. Maintain working knowledge of virtual asset regulatory expectations, cryptocurrency typologies, blockchain analytics, digital identity, Travel Rule considerations, and evolving financial crimes risks associated with digital financial services. Partner with Product, Legal, Technology, Operations, Risk, and business teams to evaluate new products, emerging market opportunities, and strategic partnerships through a regulator-defensible compliance lens. Lead review of compliance requirements applicable to partner, marketplace, seller, merchant, platform, and payment processor flows, including onboarding, monitoring, sanctions screening, fraud, and financial crimes controls. Responsibilities listed are not intended to be all-inclusive and may be modified as necessary. Experience you'll need to have: 6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services. Experience supporting embedded finance, marketplaces, cross-border payments, digital assets, stablecoin activities, or similarly high risk and emerging financial service offerings. Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments. Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models. Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines. Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience. Experience that would be great to have: Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience. Experience with stablecoin and digital asset regulatory frameworks. Experience in high-growth or emerging financial services verticals. Experience supporting complex client onboarding, deal structuring, and due diligence activities. How you'll work: This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences