SVP, Head of FP&A

Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.

This candidate will be a direct report to the EVP, Chief Financial Officer. As SVP, Head of FP&A, you will be responsible for leading a team and partnering with business leaders in budgeting, forecasting, and presenting to the CEO and senior audiences the financial and business performance of the company. This person will play a critical leadership role in assisting the CFO and senior management to make profitable and data-driven strategic decisions. The selected candidate will build the FP&A and Business Partners functions, including business case and business partnering roles with heavy emphasis on hiring, development, process improvements, and systems.

• Lead an effective financial planning, budgeting and forecasting cycle:

• Lead an FP&A team that manages the execution -- and continuous improvement -- of long-range financial planning, annual budgeting, and forecasting processes

• Use planning, budgeting and forecasting to anticipate in-year decisions, mitigate risks, model and assess a range of scenarios, and reprioritize initiatives.

• Establish an integrated planning process that synchronizes strategic, financial and operational plans to achieve alignment with business strategy

• Support accounting to create credible pro-forma financial statements

• Organize FP&A to provide world-class decision support at scale:

• Create high-performing teams that produce insightful strategic decision support for the CFO, C-Suite and board on major issues including profitability and cash flow improvement, strategic planning, investment evaluation/prioritization, and M&A support

• Design & implementation of management reporting aligned to the operating model

• Broaden FP&A's scale of support for operational decisions by leading efforts to embed FP&A's acumen into well-designed decision support tools

• Catalyze organizational-wide relationships to identify analytics partnership opportunities, promote a holistic view of business performance, and improve planning assumptions and data quality

• Lead a proactive and predictive analytics capability:

• Champion the use of predictive analytics, including AI/ML, in forecasting, profitability improvement, cost analytics, and scenario planning

• Continuously optimize the organizational model for Data and Analytics to drive efficiency and standardization

• Steward and maintain trust in analytics by instituting governance mechanisms for the insights in routine or ad hoc business support, management reports, algorithms used for analysis, and automation for analytic inputs

• Coach the FP&A team to go beyond identifying variances to isolate core issue drivers and recommend value-creating or corrective actions that improve performance improvement

• Help FP&A managers prioritize their team's queue of ad hoc support requests to ensure the appropriate balance between ad hoc and