Home Lending - Mortgage Processor II (Open to Fresh Graduates | February 2027 Start)

Join a team that provides outstanding customer experience and issue resolution. As a Mortgage Processor II within Mortgage Operations, you guide customers through the loan process of home equity (HELOC) and refinance loans from conditional approval through final underwriting approval. You communicate outstanding conditions, documentation needs, and next steps in a clear, customer-friendly way. You maintain accurate loan updates and contact records in the loan processing system to support a smooth end-to-end experience. You partner with internal stakeholders (home lending advisors, underwriting, closing, PAG, etc) to resolve issues and escalate customer concerns when needed. You’ll play a hands-on role in helping customers move confidently through the home loan process—from document collection to final approval. In this role, you’ll build trusted relationships through proactive updates, clear explanations, and thoughtful problem-solving. You’ll also gain exposure to a high-volume operations environment with strong opportunities to deepen your mortgage knowledge and grow your career. If you enjoy structured work, customer conversations, and making complex steps feel simple, this role is for you.

Guide customers through the loan process from conditional approval through final underwriting approval Contact customers after conditional approval, upon final approval, and at key points in between to provide updates and set expectations Review loan conditions and request outstanding documentation to support timely underwriting decisions Explain loan terms, conditions, programs, and fees in a clear, respectful, customer-friendly manner Obtain required information and documentation from customers and co-customers to complete action items Update loan status, customer details, and communications in the loan processing system and maintain accurate contact logs Address customer questions, issues, and concerns promptly, involving the appropriate lending partner when needed Escalate risks, complaints, or complex cases to your manager following defined procedures Prioritize daily work from assigned queues to meet service level and quality expectations Required qualifications, capabilities, and skills: Willing to start in February 2027 Excellent verbal and written communication skills Ability to manage multiple active loans and tasks while meeting deadlines and quality standards Strong customer service skills, including the ability to explain process steps and requirements clearly over the phone Experience gathering, reviewing, and tracking documentation with strong attention to detail Strong written communication skills for accurate, professional customer notes and contact logs Ability to handle sensitive customer information with discretion and follow data privacy requirements Proven problem-solving skills, including knowing when and how to escalate issues Comfort working in a process-driven environment with assigned queues and measurable service expectations Ability to meet any applicable licensing or registration requirements for the role (where required) Preferred qualifications, capabilities, and skills: Mortgage processing experience supporting home purchase, refinance, and home equity loans Familiarity with conditional approval and underwriting documentation workflows Experience handling high-volume customer contact and follow-ups in a regulated financial services environment Experience coordinating with internal partners (for example, lending or underwriting teams) to resolve loan conditions Experience improving customer experience through proactive updates and clear expectation-setting Preference will be given to candidates who can present a valid Philippine Passport and/or Driver’s License prior to job offer or transfer. Unique Requirements: This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is