Senior Trading Credit Risk Analyst (Margin & Options)

Altruist is transforming the multi-trillion dollar wealth management industry by building an AI platform for wealth professionals. We partner with financial advisors nationwide, empowering them to grow, optimize time and resources, and deliver superior outcomes for their clients.

We're looking for exceptional talent to help us achieve our mission of making financial advice better, more affordable, and accessible to all. If you're passionate about challenging the status quo and want to do the most important work of your life, we'd love to meet you!

But first, our values

Kindness - Kindness doesn’t just equal niceness. We listen to understand. We embrace, and encourage healthy debate and diverse perspectives. We approach conflict openly, honestly, and respectfully.

Brilliance - Humility is the skill we’re most proud of and possessing a growth mindset is always top of mind. We take ownership in everything we touch; regularly using our unique superpowers to reach a common goal as a team. We succeed and fail as one.

Grit - When challenges arise, we stay laser focused on achieving our mission and finding a way forward, even when it’s hard. We are nimble and maintain a sense of urgency, swiftly adapting to change and overcoming obstacles.

Altruist is launching and scaling Margin and Options, two of the most risk-intensive capabilities at a modern custodian. We're hiring a Senior Analyst, Trading Credit Risk (Margin & Options) to execute the daily risk surveillance, exception review, and escalation work that keeps these products safe.

This role sits within the Trading & Brokerage Operations organization and reports to [reporting manager]. It is a hands-on individual contributor role with a clear growth path toward the Manager, Trading Credit Risk seat for someone who performs, builds, and aspires to lead.

As Senior Analyst, Trading Credit Risk (Margin & Options), you will be a first line of defense for credit and market risk: working daily in core risk systems, catching exposure early, and escalating with sound judgment.

Daily Margin Risk Surveillance

• Perform daily reviews in Stream Credit Monitor (SCM) to validate margin requirements, calls, and exceptions

• Monitor concentration, liquidity, and volatility risk across margin accounts and flag emerging exposure

• Use Sterling Risk Monitor (SRM) to assess intraday exposure, stress scenarios, and downside risk

• Track debit balance trends and accounts approaching liquidation thresholds, escalating per policy

• Coordinate with the Trade Desk on liquidations required to satisfy margin or debit obligations

• Apply collateral treatment rules, including haircuts on fixed income and other security types, in daily reviews

Options Risk Reviews

• Run expiration-day and in-the-money (ITM) reviews for assignment and exercise exposure

• Identify uncovered or at-risk options positions and escalate for resolution

• Support monitoring of OCC margin outputs (STANS) and spread files in partnership with Operations

Regulatory & Control Responsibilities

• Execute daily work in compliance with Regulation T, FINRA Rule 4210, and FINRA Rule 2360

• Support Reg T extension filings and exception documentation

• Maintain clear documentation and audit evidence for daily reviews, exceptions, and