Credit Analyst II

CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

TD Commercial Banking services the unique needs of Canadian businesses, customizing a broad range of products. As part of the Commercial Banking team the Analyst Commercial Banking will provide credit writing support to a Relationship Manager who is the face of the Bank to our customers. The position reports to a Manager Commercial Credit who will coordinate workflow and provide coaching on credit structure, pricing, and presentation. Job Description : The Analyst Commercial Banking works on a two-person team with a Relationship Manager. Together, they jointly manage a portfolio of approximately 60 mid-market accounts with a moderate to high level of complexity. Portfolios are broadly based, and teams have responsibility for firms across a wide range of industrial segments. Clients are characteristically incorporated entities seeking loans in the $1 – 15 million range. The Analyst is responsible for much of the credit writing for the team, structuring credits appropriately to meet customer needs and address perceived risk. The Analyst completes necessary due diligence and produces reviews and risk ratings that reflect knowledge of Bank policies and procedures. Trends and conditions of accounts are pro-actively monitored and action plans are developed for problem situations. The position delivers consistent and timely service to customers and assists the Commercial Banking management team in resolving customer problems with an innovative approach. Job Requirements : In addition to your undergraduate degree in business or relevant professional designation, you ideally have 2-3 years of experience as a Financial Analyst or Account Manager in a business or banking environment. Alternatively, you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well developed analytical, and relationship management skills and look forward to developing them further in this role.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits,