AVP-Ratings Structured Finance

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.  Skills and Competencies A minimum of 5 years of relevant analytical experience, preferably with a financial institution in a credit role Knowledge of securitisation is preferred, but experience in asset finance, project finance or other relatedfields will be strongly considered Strong quantitative aptitude and ability to perform cash flow analysis using analytical tools Strong verbal and written communication skills, with the ability to communicate complex analysis succinctlyto both technical and non technical audiences Ability to collaborate closely with others as well as work independently to produce accurate, detailed work ina customer service focused, dynamic environment Previous experience writing research would be advantageous Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Degree in finance, economics, applied mathematics or a related discipline Responsibilities Performing credit analysis and assigning new ratings for a variety of Australian and New Zealand RMBS andABS transactions. This includes asset and cash flow modelling, reviewing legal documents, presenting incredit committees, and conducting market dialogue around transaction credit analysis Monitoring credit trends, macroeconomic developments and industry conditions Undertaking special projects intended to enhance Moody's thought leadership in credit markets andoperational efficiencies, including digital enablement projects where data analytics and Generative ArtificialIntelligence (GenAI) are applied to deliver innovative solutions Cultivating and managing relationships with securitisation issuers, investors and intermediaries Authoring sector related research, including sector comments and sector outlooks, while balancing researchand outreach responsibilities with daily transaction activity Participating in presentations at conferences, attending industry events, and engaging in key stakeholdermeetings. About the Team and Role Moody’s Structured Finance Group is responsible for assigning and monitoring credit ratings for securities backedby pools of residential mortgage loans, auto loans, and other asset classes. Our Sydney-based team is growingand is known for its close‑knit, collaborative, and collegiate culture. The team’s expertise and impact have been recognized by the market, with Moody’s named AustralianStructured Finance Rating Agency of the Year at the KangaNews Awards in 2025, 2023, and 2022. We are seeking an energetic and collaborative Structured Finance Analyst to join our Sydney team. In this role,you will lead credit analysis and assign new ratings across a broad range of Australian and New Zealandsecuritisation transactions. You will also