Associate Director - Structured Finance Ratings, Esoteric Assets, New York, Denver, or Toronto

Grade Level (for internal use): 12 The Team:       Credit Ratings is an integral part of the Global Ratings Services team,  comprising  a diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.        The Esoteric   ABS team   assigns credit ratings to securities   backed by non-traditional   collateral like   corporate securitizations, data   centres , triple-net lease s , transpor tation   assets ,   De-Fi, etc.   by analysing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios .     Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.        The Impact:     At S&P Global, our values   -   Discovery, Integrity, and Partnership   -   shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By   leveraging   technology with human   expertise , we help our teams navigate complexity and deliver actionable, decision-ready intelligence   without compromising quality, accountability, or integrity.     What You Stand to Gain:     At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.     We are People Forward. When you join S&P Global,   you’ll   benefit   from:   Join ing   a diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day.   Bring ing   your best self to work in an environment that values inclusion, collaboration, and authentic engagement.   Celebrat ing   your achievements with us.   We’re   committed to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world.   Connect ing   through our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond.

Team Contribution & Capability Building    Act as senior reference point coaching (Research Assistants, Rating Analysts and Senior Analysts) on credit fundamentals, modelling discipline, data quality, and standard work including how to use AI as an enabler with governance.    Coordinate work across credits;   anticipate   capacity/quality risks; influence outcomes through planning and constructive   challenge   in ambiguous situations.    Embed continuous improvement into routines by improving playbooks/SOPs/prompt libraries and driving adoption.    Partner with stakeholders to   identify   and shape high-impact use cases, supporting testing/adoption/rollout with governance, controls, and change management.    Fosters a critical thinking   mindset   challenging assumptions and the status quo to generate insights that shape market views and strategic decisions.   Model enterprise   behaviors : Discovery, Integrity, and Partnership including human-centric leadership alongside AI-enabled change.      Core Analytical & Delivery    Deliver end-to-end analytical execution across a defined portfolio, setting a consistently high bar for quality, timeliness, and clarity to sustain customer trust.    Lead surveillance and analytical updates, connecting performance, market developments, and issuer peers to forward-looking risk themes.    Own the quality of key outputs, ensuring consistency and clarity of reasoning.    Use approved GenAI/LLMs to accelerate