Mortgage Processor IV

Senior Processor with exceptional analytical ability to assess conventional, portfolio and government loan requests based on product, underwriting, and investor guidelines.

Maintain effective communication with all necessary parties involved in a new loan application, Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Ensure adherence to all regulatory requirements and guidelines. Work closely with both Internal and External Customers such as grant providers, co-workers, borrowers, Loan Officers, municipalities, contractors, architects, HUD consultants, etc.                                                                              Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned.

Required Associates Degree or 4 years equivalent work experience. 4+ years prior mortgage processing or underwriting experience. Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Proficient with all Retail Requirements, including all state specifics Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable.

Preferred Trained to clear certain conditions as allowed in M&T Policies and Procedures.                   M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Ballston Lake, New York, United States of America