Accident Benefit Claims Intern/Co-op (Winter 2027)

Type: Internship/Co-op Work Term: Winter/Term 2 TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.  As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

DEPARTMENT OVERVIEW    Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.  Our  Co-op/Intern Programming  is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:  Leadership talks with key Leaders from across the organization  Connect and Learns on topics such as Innovation  Diversity and Inclusion and Personal Branding and so much more  The Ontario Accident Benefit Department operates within TD Insurance’s General Insurance business, which is one of Canada’s leading providers of home and auto insurance. This department specializes in managing Accident Benefits claims under Ontario’s Statutory Accident Benefits Schedule (SABS), ensuring compliance with provincial regulations and delivering fair, timely support to customers impacted by motor vehicle accidents.

Our role is to administer and adjudicate Accident Benefits claims for individuals injured in motor vehicle accidents in Ontario, regardless of fault. This includes:  Processing Applications:  Handling forms such as the OCF-1 (Application for Accident Benefits) and related documentation to initiate claims.   Determining Coverage & Priority : Applying Ontario law to establish which insurer is responsible for paying benefits, including priority investigations when multiple policies may apply.  Managing Benefits:  Overseeing benefits such as income replacement, medical and rehabilitation expenses, caregiver benefits, and other statutory entitlements.  Interacting with Stakeholders : Collaborating with claimants, legal representatives, healthcare providers, and internal teams like Special Investigations, Shared Services, and Alternate Dispute Resolution (ADR).   JOB REQUIREMENTS   Currently enrolled in an  undergraduate degree  in Kinesiology, Human Kinetics, Human Biology, Athletic Therapy, Rehabilitation Sciences, regulated healthcare practitioner designation (Physiotherapy, Massage Therapy, Nursing), Business/Commerce, Criminology, Law, Paralegal  or related field  Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term    As part of the Accident Benefit Intern role, you will be required to assist the Accident Benefit Advisors with:  Assist with reviewing and organizing accident benefit claims documentation  Support team members with data entry, reporting and file management  Learn Statutory Accident Benefit Schedule and related compliance requirements  Collaborate with internal stakeholders to ensure timely and accurate claim handling  Set up Insurer Examinations on behalf