FSO - Business Transformation - CCSB Banking - Senior Consultant

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EY is the only professional services firm with a separate business unit – the Financial Services Organization (FSO) – dedicated exclusively to the financial services marketplace. Our FSO Business Transformation practice helps global, super-regional and regional financial services clients improve performance in a rapidly changing environment. We assemble experienced, multidisciplinary teams, apply proven global methodologies, and draw on the full breadth of EY’s reach, capabilities and knowledge to deliver on strategic operations, technology, product, data, compliance and risk programs for leading U.S. institutions.   About the team Our Corporate, Commercial and Small and Medium Enterprise (CCSB) Banking practice is EY’s wholesale and commercial credit transformation franchise. We help banks reimagine how credit and lending get done – modernizing the end-to-end credit lifecycle, redesigning operating models, and embedding AI and automation into the way our clients run their business. Our engagements range from focused, multi-week efforts to large-scale, multi-year transformation programs. While the areas below represent our core strengths, our clients also look to us for support across a broad range of their most pressing challenges:

Credit and lending transformation across the end-to-end credit lifecycle

Target operating model design and process re-engineering

Lending operations, core platform modernization, and migrations

Data and technology enablement, workflow and automation

Cash management, transaction banking, treasury and payments modernization

AI- and agentic-enabled operating models

Increasingly, our work – and our clients’ ambitions – are being reshaped by AI. We build the business cases, points of view and value frameworks that help clients unlock capacity across their operations, and we invest heavily in bringing modern AI tooling into our own ways of working.

The opportunity As a Senior Consultant, you will be part of a fast-moving, high-growth practice that offers variety, challenge, responsibility and the opportunity to realize your leadership potential. You will help solve clients’ most challenging strategic and operational problems while building deep content expertise in the corporate, commercial and SME banking space. If you want to serve marquee clients, work with talented colleagues and reach your full potential, EY Consulting is for you. We are looking for people who bring real depth in corporate, commercial and SME banking, and we recognize that depth is built in more than one way. We are equally interested in candidates from two backgrounds: bank operators — people who have worked inside a bank in credit, underwriting, lending or loan operations, portfolio management, middle-office or business-line roles, and who understand first-hand how the work actually gets done — and consulting and advisory professionals who have delivered transformation, operating model, process or technology change for banks, whether from a consulting firm, an internal strategy or transformation team, or a vendor or fintech serving the industry. Prior consulting experience is appreciated, but it is not a requirement. If you have spent your career inside a bank rather than advising one, we encourage you to apply. We will teach you the consulting toolkit, and we value the operating experience and industry credibility you bring to our clients from day one. Across both tracks, our ideal candidate is already putting AI to work using tools such as Microsoft Copilot, Claude and Replit to research faster, sharpen analysis, and draft and prototype ideas — and is eager to help us bring that same thinking to our clients.

Your key responsibilities As