Senior Analytics Consultant

About this role: Wells Fargo is seeking a Senior Analytics Consultant In this role, you will: Consult, review and research moderately complex business, operational, and technical challenges that require an in-depth evaluation of variable data factors Perform moderately complex data analysis to support and drive strategic initiatives and business needs Develop a deep understanding of technical systems and business processes to extract data driven insights while identifying opportunities for engineering enhancements Lead or participate on large cross group projects Mentor less experienced staff Collaborate and consult with peers, colleagues, external contractors, and mid-level managers to resolve issues and achieve goals Leverage a solid understanding of compliance and risk management requirements for supported area Required Qualifications: 4+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Identify and investigate first-party fraud behaviors, including deliberate non-payment, bust-out, and misuse of credit lines Detect and monitor payment float patterns (e.g., strategic repayments, credit cycling, temporary balance cover to evade delinquency classification) Analyze customer transaction and repayment behavior to distinguish between genuine liquidity issues and intentional abuse Develop and refine rule-based strategies and controls to detect and prevent first-party fraud Perform segmentation analysis to identify high-risk cohorts based on behavioral, transactional, and repayment signals Conduct root cause analysis on fraud losses and recommend changes Partner with credit risk, collections, and underwriting teams to align fraud strategies across the customer lifecycle Monitor key performance metrics such as roll rates, early delinquency, credit cycling, and fraud loss rates Support development and enhancement of fraud detection models and early warning indicators Ensure compliance with regulatory guidelines and internal policies Degree in Finance, Economics, Statistics, Engineering, or a related field experience in fraud risk, credit risk, or payments analytics Strong understanding of first-party fraud typologies (bust-out, credit abuse, payment manipulation, synthetic behavior at account level) Good grasp of payment behavior dynamics and delinquency triggers Proficiency in SQL and Excel; experience with Python/R is a plus Strong analytical and problem-solving capabilities with attention to detail Ability to differentiate between credit risk and fraud intent signals Effective communication skills and stakeholder management Posting End Date:   8 Sep 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.