Commercial Loan Closing Representative

About this role: Wells Fargo is seeking a Commercial Loan Closing Representative In this role, you will: Support pre-close documents for moderately complex to complex commercial loans Seek ways to improve aspects of loan closing and process's Perform moderately complex legal activities for loan documentation that may include Documents purchased from third party sources, internal staff and corporate legal groups Review and prepare complex loan documents Receive direction from supervisor and escalate non-routine questions Review and negotiate complex legal documentation, evaluate risks, devise strategies to mitigate documentation risk and identify procedural modifications Interact with immediate team and Commercial Loan Closing group as well as Interact with internal customers Validate flood determinations using approved third-party vendors Conduct FDPA (Flood Disaster Protection Act) compliance reviews for both high-risk and low-risk transactions. Perform flood determination validation using internal systems or approved third-party vendors. Review credit agreements, loan documents, and collateral records to identify flood insurance requirements and compliance obligations. Evaluate flood insurance policies to ensure: Adequate coverage amounts (loan balance, insurable value, NFIP limits) Accuracy of borrower/lender details Policy validity, effective dates, and renewals Differentiate and prioritize high-risk vs low-risk events, ensuring appropriate depth of review and escalation where required. Identify documentation gaps, policy deficiencies, and compliance exceptions, and track them to resolution. Maintain proper documentation and audit trails to support regulatory and internal audits. Ensure compliance with FDPA, FEMA, and NFIP guidelines, as well as internal risk and compliance policies. Coordinate closely with Deal Teams, Middle Office Operations, and other stakeholders to ensure timely completion of reviews, especially under tight timelines aligned with loan closing deadlines. Provide clear communication of findings, risks, and remediation steps to stakeholders.

1+ year of Experience in commercial loan closing support, collateral management, flood operations, or insurance operations, or equivalent demonstrated through a combination of work experience, training, or education. Strong knowledge of FEMA flood zones and FDPA regulations Experience in credit/loan document review and insurance validation High attention to detail and analytical mindset Ability to manage multiple transactions under tight deadlines Strong stakeholder management and coordination skills Familiarity with flood determination tools and loan systems (preferred) Job Expectations: Strong knowledge of FEMA flood zones and FDPA regulations Experience in credit/loan document review and insurance validation High attention to detail and analytical mindset Ability to manage multiple transactions under tight deadlines Strong stakeholder management and coordination skills Familiarity with flood determination tools and loan systems (preferred) Shift timings- NIGHT SHIFT – 5:30 PM TO 2:30 AM Posting End Date:   6 Sep 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to