Sr. Product Analyst - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Senior Product Analyst supports Optum Bank's Lending Product Management team by translating product direction and business needs into clear, traceable, and delivery-ready requirements. This role supports multiple lending products and platform capabilities through requirements analysis, process documentation, feature and story readiness, acceptance criteria, decision and dependency tracking, product testing, launch readiness, and portfolio reporting. The Senior Product Analyst works across Product, Technology, Operations, Risk, Compliance, Finance, and third-party partners in a fast-paced environment with evolving priorities. Product Managers retain accountability for product strategy, prioritization, product decisions, and business outcomes. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Support Product Managers in translating product direction and business needs into clear capabilities, features, user stories, process flows, business rules, and acceptance criteria Decompose complex requirements into manageable and testable increments while preserving linkage to product outcomes and customer needs Analyze end-to-end workflows, data needs, system interactions, integrations, operational impacts, exception scenarios, and stakeholder handoffs Review requirements and backlog content for completeness, clarity, consistency, traceability, and readiness before refinement and development Identify and document gaps, open questions, conflicting requirements, dependencies, risks, assumptions, and decisions Maintain decision logs, dependency trackers, requirement status, source-of-truth documentation, and portfolio reporting inputs Coordinate with business and technical subject-matter experts to validate requirements and close unresolved questions Maintain traceability from roadmap priorities through capabilities, features, stories, acceptance criteria, testing, and release outcomes Support Definition of Ready by confirming required context, validation, criteria, dependencies, and decisions are documented Draft business test scenarios and support UAT planning, execution coordination, defect documentation, evidence collection, and product validation Assist with launch and operational-readiness materials, process documentation, training inputs, and stakeholder communications Prepare concise summaries, pre-reads, status updates, and decision materials for Product Managers and cross-functional partners Use approved AI and automation tools to improve requirements analysis, documentation quality, traceability, and team efficiency Support multiple Lending product domains and delivery teams based on portfolio priorities You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

2+ years of experience as a Business Analyst, Product Analyst, Product Owner, Capability Analyst, or similar role working across business and technology teams 1+ years of experience translating business needs into features, user stories, process flows, business rules,