Sr Analyst, Credit

This is where  your work makes a difference. At Baxter, we believe every person—regardless of who they are or where they are from—deserves a chance to live a healthy life. It was our founding belief in 1931 and continues to be our guiding principle. We are redefining healthcare delivery to make a greater impact today, tomorrow, and beyond. Our Baxter colleagues are united by our Mission to Save and Sustain Lives. Together, our community is driven by a culture of courage, trust, and collaboration. Every individual is empowered to take ownership and make a meaningful impact. We strive for efficient and effective operations, and we hold each other accountable for delivering exceptional results. Here, you will find more than just a job—you will find purpose and pride.  Your role at Baxter The Sr Analyst, Credit is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region.

At Baxter Healthcare, we value partnership and inclusivity. Join a team that is dedicated to developing quality products with the patient in mind. Work alongside hardworking individuals, explore our diverse product portfolio, and benefit from the mentorship of our encouraging leadership team within our multinational organization!

Evaluate the creditworthiness of new customers using the Credit Integration Solution and C2C Technology toolset Monitor changes in existing customer creditworthiness by applying market-based leading indicators, changes in counterparty exposures and alerts from Credit Integration Solution Set-up and manage the credit limit of existing customers within the region Manage the automated credit review process and process credit review cases which require manual intervention and approvals Process online credit applications for new customers within the region Evaluate and release orders on hold which were not automatically released based on predefined automation rules Constantly monitor the credit release and automation rules and enhance the criteria to ensure high-level of automation Collaborate with Accounts Receivable specialists regarding customer status and scenarios Proactively communicate with customers regarding credit requirements Engage with appropriate Sales or other Commercial teams regarding customer credit requests Enhance credit reporting accuracy and efficiency through collaboration with IT and external technology vendors Manage and monitor bank guarantees, letters of credit, cash collateral and netting agreements (as applicable for the region) Partner with the Credit Team Lead and Credit GPO to continuously standardize and improve the credit and risk management process for the region and globally Stay current with global credit standard methodologies, trends, and technology advancements; offer advice and develop creative credit risk management solutions for the organization What you'll bring Bachelor’s degree in finance, accounting, or a related field (graduated or at least 80% of career completion) 3+ years of experience in shared service center or similar role with primary focus on credit, risk management Experienced user of Credit Integration Solution or equivalent credit scoring tool and C2C Technology Credit Module Experience working in a SOX regulated environment English C1 is a must. Proficiency in Microsoft Office Suite. Experience in JDE and SAP preferred Portuguese language is desirable.

Baxter is an equal opportunity employer. Baxter evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic. Reasonable Accommodations Baxter is committed to working with