Financial Analysis, Senior Associate – Chase Auto

Join a high-visibility finance role where your analysis shapes decisions and improves how the business runs. You will help shorten reporting cycle times through automation and process improvement while delivering clear insights for senior leaders. This is an opportunity to own core planning and reporting processes and build a strong foundation for career growth in finance and business management. As a Senior Associate, Financial Analysis in Chase Auto Finance and Business Management, you will deliver financial and strategic analysis, coordinate forecasting and budgeting, and provide management reporting and insights. You will directly manage day-to-day and cycle ownership for headcount and expenses, including planning, variance analysis, and senior-management-ready materials. You will collaborate across partners to validate assumptions, connect performance drivers to profitability outcomes, and translate business questions into decision-ready outputs. A core expectation of this role is to improve the reporting “engine” by strengthening controls and documentation and enhancing dashboards and automation. You will help improve data quality, streamline recurring routines, and reduce cycle time while maintaining clarity and auditability of outputs. You will work closely with partners across credit decisioning, pricing, risk, product, and the Retail and Consumer management team to gather inputs and produce consistent reporting aligned to operating plans. Job responsibilities include the following: Deliver financial and strategic analysis to support the strategic business unit. Coordinate forecasting and budgeting activities and maintain planning calendars and deliverables. Own headcount planning, tracking, forecasting, and variance analysis for the covered area. Reconcile headcount actuals and outlook to finance sources and operating assumptions. Own expense planning and forecasting, including baseline spending, initiative spend, and timing phasing. Prepare concise commentary on key drivers, actions required, and emerging issues for escalation. Partner with stakeholders to ensure inputs are accurate, timely, and consistent with operating plans. Maintain and enhance recurring profitability reporting files, models, schedules, and templates. Analyze large datasets to identify trends, exceptions, and performance signals. Build components of business cases for initiatives, including assumption gathering and scenario support. Design or enhance reports, dashboards, and controls to reduce cycle time and improve consistency and auditability. Required qualifications, capabilities, and skills Bachelor’s degree in finance, accounting, economics, or a related field 4+ years of experience in financial analysis, budgeting, forecasting, and variance analysis Experience managing headcount and expense planning processes and related reporting deliverables Proficiency in Microsoft Excel (including pivot tables, lookups, and complex formulas) Experience producing senior-management-ready reporting materials (tables, commentary, and recurring routines) Experience analyzing large datasets and translating results into clear, decision-ready insights Ability to coordinate across multiple stakeholders to validate inputs and align assumptions Knowledge of basic financial controls and documentation practices to support consistent reporting Preferred qualifications, capabilities, and skills Experience supporting a consumer lending or auto finance business Experience building dashboards in tools such as Tableau or Microsoft Power BI Working knowledge of Structured Query Language (SQL) for data extraction and analysis Experience automating recurring reporting using tools such as Excel Power Query or Visual Basic for Applications (VBA) Experience developing initiative business cases, including scenario analysis and results synthesis Experience partnering with teams in credit decisioning, pricing, risk, or product organizations Experience improving reporting